Promissory Note with Optional Guaranty — Puerto Rico (Word, English + Spanish)
by Keystone Legal Forms
$29
Promissory Note with Optional Guaranty — Puerto Rico
A complete, professionally drafted form for a private lender and borrower — relatives, partners, an owner and his or her company, a seller financing a customer — who want a loan documented so that it can be enforced. Instant download: Word (.docx) files you fill in yourself, with a plain-language Instruction Sheet that walks you through every field.
WHAT YOU GET (both English and Spanish versions of every file)
Promissory Note: Key Terms table (principal, rate, repayment option, maturity, late charge, default rate, security, guaranty) + 14 sections — payments, prepayment, late charge, events of default, acceleration, collection costs, interest limitation, waivers, transfer, governing law; Schedule A amortization table
Personal Guaranty (optional page) with spousal consent
Instruction Sheet: the interest-rate rules explained, installments and the amortization table, default and acceleration, negotiability, the guaranty, notarization, after-signing checklist, when the form is not enough
7-page form + 6-page Instruction Sheet, in each language
WHY A PUERTO RICO-SPECIFIC FORM
Generic U.S. templates cite rules that do not apply in Puerto Rico. This form is drafted for Puerto Rico from a blank page: local terminology and filing offices, Hacienda withholding and IVU, community property (sociedad legal de gananciales), and every citation in it was verified before publication. Every form opens with a Key Terms table that holds every fill-in field and every choice in one place. Last reviewed November 2026.
HOW IT WORKS
Purchase and download instantly (Word .docx files — open in Microsoft Word, Google Docs or LibreOffice).
Open the Instruction Sheet first. It explains every field in plain language, in the order it appears.
Replace each yellow [BRACKETED FIELD] in the form with your information.
Delete the cover page, print or sign electronically, and keep the signed copy with your records.
FORMAT
Microsoft Word .docx (editable), US Letter, Times New Roman. Every field is highlighted in yellow and explained in the Instruction Sheet. Delivered as a .zip with the English and Spanish versions.
SUPPORT
This is a no-support product by design: the Instruction Sheet answers the questions buyers ask. It includes a section titled "When this form is not enough" that tells you plainly when to see an attorney instead.
IMPORTANT: This is a self-completion legal form template sold for informational purposes. Nothing in this listing or in these forms constitutes legal advice. Keystone Legal Forms is not a law firm nor a legal services provider; no attorney-client relationship is created by this purchase. Rules change and every situation is different: consult your own legal and tax advisors and other professionals in connection with these documents and before signing any of them. Because this is a digital download, all sales are final once the files have been delivered.